Job Details

Our client, a community bank in New Jersey, is looking for a Head of Loan Review. This person will be overseeing the bank's commercial loan portfolio, including CRE, C&I and SBA loans.

Key Responsibilities

• Oversee the administration and ongoing management of a diversified commercial loan portfolio, including commercial real estate, commercial and industrial lending, SBA lending, and other business banking relationships
• Manage portfolio performance by monitoring borrower financials, covenant compliance, annual reviews, and overall credit quality across assigned relationships
• Identify portfolio trends, industry concentrations, and emerging credit risks, and provide recommendations to reduce exposure and strengthen overall portfolio performance
• Lead and support a team of commercial portfolio professionals by providing guidance, training, and oversight on underwriting, portfolio management, and credit administration responsibilities
• Work closely with commercial lenders and relationship managers to support client needs, maintain strong credit quality, and ensure effective servicing of existing and prospective borrowing relationships
• Assist with complex credit situations including renewals, modifications, restructures, and problem loan management when needed
• Support internal audits, external reviews, and regulatory examinations by ensuring complete and accurate documentation and responding to information requests in a timely manner.
• Ensure compliance with all internal credit policies, lending procedures, and applicable state and federal banking regulations

Qualifications

• Excellent analytical skills with the ability to assess financial information, identify risk trends, and make sound credit recommendations
• Strong communication and leadership skills with the ability to work effectively across lending, credit, and operations teams
• Bachelor's degree in Finance, Business, Accounting, or a related field, or equivalent professional experience
• Minimum of 7 years of experience within commercial banking, credit administration, or commercial portfolio management
• Prior leadership or supervisory experience preferred, with demonstrated ability to mentor and manage team performance
• Strong understanding of commercial lending practices, credit policy, loan structuring, and portfolio risk management
• Experience with commercial real estate lending and middle market credit analysis required
• Familiarity with SBA lending programs is beneficial, but not required